With the National Safety Council’s new DDC-NY Online program, learning to drive defensively just got easier and more economical. The course can be completed entirely online at your own pace. Completion of this New York State DMV-approved Point and Insurance Reduction Program provides a 10% reduction, for 3 years, of the motorist's liability, no-fault and collision insurance premiums. In addition to the insurance reduction, this program also enables you to reduce up to four points on your driving record. Click “Add to cart” above and GET STARTED NOW.